This review is my opinion only, based solely on my experience. Be aware that if you buy micro-shares of horses through this platform, you may more than likely lose money. That has been my experience. I have lost, even owning a small piece of a Kentucky Derby winner. It does not appear that this is set up to benefit the individual “investor”. It is more of a gimmick. Again, this is solely my experience and opinion. The app works well, everything is transparent. Just remember that emotions should never influence financial decisions.